The Bear is Awake

Yesterday, Apple released it’s earnings report and their earnings will be lower than expected.

I know it’s never a good idea to base the market on a single company but it seems like the bear is waking up from hibernation. This past year the market was down overall but to me it feels like 2019 might hurt even more.

We all know you can’t time the market and the best way to stay ahead is to continue investing. Now everything is a on sale and if it continues to slide then it’s an even bigger discount for when it eventually turns around.

Because we are all wired that any loss hurts I’ve started taking proactive steps by removing all investment apps from my devices. This way I don’t make ay crazy decisions and sell off or let anger or worry creep in and ruin my day.

Make Your New Years Resolutions Concrete and Actionable

At the start of a new year everyone seems to be making lists of resolutions or goals they want to accomplish. This is great, and a nice way of trying to change yourself to be better.

However, what a lot of people do is make their list vague. For example, here might be someone’s list:

  • Read more
  • Meditate more
  • Lose weight
  • Exercise

Of course, these are all admirable goals but they aren’t concrete. What does “more” mean? What is better to simply rework each:

  • Read 20 page as a day
  • Meditate 10 minutes a day
  • Lose 10 pound’s
  • Workout 3 days a week

They are still the same goals, but now you can more easily keep yourself accountable.